I've been working with them for 3 years, at first everything was very good. I invested heavily. And in the last year, there has been an epidemic of delays, bankruptcies, and even fraud on the part of borrowers. Read the story of Smart Business Technologies LLP and the would-be "businessman" Grigory Bobylev. Available in insta. I would be richer, calmer, and happier if I just left the money under my mattress. 130% of what I earned with iKap is now under serious threat of non-repayment. Especially beware of agricultural enterprises.borrowers. And remember the rule written with the "blood and tears" of investors - no one will increase your money except yourself! Don't trust anyone except the banks, and then every other time. iKap is good at attracting new loans, but it doesn't know how to manage problematic loans at all. Nurbek is an erudite guy, but the team needs to be reinforced with professional punishments. Good luck to all!

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Эдуард К

Level 5 Local Expert

Inefficiency in dealing with problematic and pre-problematic transactions, misleading with incorrect information about the number of defaults.

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Марина Е.

Level 3 Local Expert

Guys, don't mess with me. There are far more defaults and delinquencies than they say. In terms of recovery, they are generally toothless, they have not done anything for years, years, Carl! There are lawsuits and muddles in some transactions. And even for those transactions where mediation is allegedly concluded, they also do not actually collect anything and just sit on their ass exactly, they have already collected their coms from everyone, and then they don't care if investors return their funds or not. The same office as the opportunity, don't get involved.

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