IKapitalist

2.8

11 ratings

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Level 3 Local Expert

I've been working with them for 3 years, at first everything was very good. I invested heavily. And in the last year, there has been an epidemic of delays, bankruptcies, and even fraud on the part of borrowers. Read the story of Smart Business Technologies LLP and the would-be "businessman" Grigory Bobylev. Available in insta. I would be richer, calmer, and happier if I just left the money under my mattress. 130% of what I earned with iKap is now under serious threat of non-repayment. Especially beware of agricultural enterprises.borrowers. And remember the rule written with the "blood and tears" of investors - no one will increase your money except yourself! Don't trust anyone except the banks, and then every other time. iKap is good at attracting new loans, but it doesn't know how to manage problematic loans at all. Nurbek is an erudite guy, but the team needs to be reinforced with professional punishments. Good luck to all!

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Эдуард К

Level 5 Local Expert

Inefficiency in dealing with problematic and pre-problematic transactions, misleading with incorrect information about the number of defaults.

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Марина Е.

Level 3 Local Expert

Guys, don't mess with me. There are far more defaults and delinquencies than they say. In terms of recovery, they are generally toothless, they have not done anything for years, years, Carl! There are lawsuits and muddles in some transactions. And even for those transactions where mediation is allegedly concluded, they also do not actually collect anything and just sit on their ass exactly, they have already collected their coms from everyone, and then they don't care if investors return their funds or not. The same office as the opportunity, don't get involved.

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Виктор

Level 6 Local Expert

Unfortunately, there are really a lot of default transactions. Insufficient company analytics, which is why there are many delays. Passivity in solving problem loans. There are suspicions about the integrity of the platform. I've counted my entire portfolio since September 2021. More than 20 million tenge has been invested in more than 50 transactions. Closed: 62%, problematic (delay of more than 90 days, default, foreclosure): 38%, there was a deal in progress, but by the time of writing the comment it had also moved into the second category. Now consider what the yield is in the end. Those who see the strangeness in the fact that negative reviews were written in one period, do not be surprised, it's just that in November and December, the affected investors created a telegram chat and began active actions so that there would be as few new victims as possible. Please note that there is no way to put even a hint of a negative reaction to the posts on Nurbek's official channel. What kind of openness of the platform can we talk about? The platform began to move only after the affected investors raised a fuss and began to publicly announce the problems. Read the channels QAMS, Finance.kz and others. The main problem is that the Platform earns not only upon successful closing of the transaction, but also before that. Therefore, they have no incentive to thoroughly check borrowers, describe procedures, and act more harshly against unreliable borrowers. Yes, Nurbek has recently started holding "open meetings" and podcasts, but objectionable questions are ignored, and if he still gets to the queue to voice a question, then Nurbek breeds demagoguery instead of direct and intelligible answers. Date of "visit" 04/27/2024

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IKapitalist

4 reviews