I would like to express my gratitude to the Housing Balance cooperative for the opportunity to purchase their own housing. This is the case when an organization acts in the interests of people and helps them make their lives better. So it's my turn to check in and I'm very happy! The cumulative stage is left behind and now I will pay for the apartment, already living in it, which is very nice!
I would like to express my special gratitude to the employees of the cooperative: for their ability to answer exciting questions in an accessible way and for their patience when not everything was clear the first time.
I also want to express my special gratitude to Igor, the legal adviser, who accompanied my transaction, showed patience and was as involved as possible in the work on the transaction 🙏
I do not advise apartment sellers to contact the Housing balance. We were selling an apartment, potential buyers asked for a deal through the Housing Balance. We agreed at first. And then, before the transaction, a "carousel" began, then on one day the transaction, then the Housing balance specialist cannot and on another day the transaction, then again the transfer to another week, etc., then she has already agreed on the registration of the transaction at the Gomel State Registration Agency and they sent the necessary requests to the RCC, but requests to the RCC missing. There is deception all around. And then the most interesting thing, the Housing balance specialist began to say, we will enter the nth amount into the contract, and after signing the contract, but before signing the act, we will go to the bank, you will cash out part of this amount and give it to potential buyers. We successfully refused a deal with such an "office"!
Thanks to JB, I now live in my own apartment. Overpayments are less than in the bank, the staff are all responsive. If you understand their system well, then all doubts that it is mmm disappear. People who write that this is a pyramid scheme just don't want to dive in and figure out exactly how the JB works. The only thing that scares is the rise in inflation, but it's better than just giving money for rental housing
I thank the staff of the Housing Balance PC in Minsk. I would like to express special gratitude to agent Evgenia for the efficiency, organization and quick transaction of the apartment. Thank you for giving me the opportunity to be closer to my dream!
We joined the cooperative in 2019, and bought an apartment in 2020. The transaction was quick and clear. The seller receives the entire amount at once in the bank.
We have been living in our apartment for 4 years and are slowly paying.
Do not waste time thinking, join earlier - buy an apartment faster!
Thanks to the whole team for the great work!
The Housing Balance is just a godsend! Everything is accessible, clear and understandable! It is better to immediately direct all your efforts and deal with the conditions, so that you do not regret the lost time later!!! Joining a cooperative is the first step towards YOUR future apartment! To your OWN!♥
If there are any questions, they will always help you figure them out! Everything is clear, to the point and without any trick!
Dreams come true!!! Thank you JB for making people happy♥♥♥
Joined a cooperative with her husband in 2019 , accumulated 2 years, moved into their apartment in 2021) There is no limit to happiness)))) We are very glad that there is a Housing balance, because without it the housing issue would not have been solved, since the payments in the bank are crazy and overpayments are also huge!!!! And in 2022 I came to work in the Housing Balance, which I am immensely glad of))) Now I help people to buy their own homes))))
Guys, well, I was at the consultation, I'm generally satisfied.What looks like an oriflame, or there is a worn floor, it is in you (the reviewers) that your stuffiness speaks..no one owes you anything, and there are no freebies in this world.No one is pulling my hair to join.As for me, this is a real, acceptable option to solve the housing issue.All settlement issues can be solved individually, believe me, banks will withdraw three times as much..The best option with housing is to receive an inheritance from a billionaire uncle, or win the lottery..which is most likely a myth and a pleasant dream.In other cases, you will have to strain the rolls.The guys are good, we cooperate!
At the consultation, they tell everything in an accessible language. According to the terms, everything is quite transparent. I am glad that they do not impose anything, but on the contrary, they offer to consider various options, and then only make a decision. A great option for those who do not have a down payment. It will have to wait, but I think it's worth it.
I attended the presentation of the housing balance.Without an initial payment, allegedly, but no, the accumulative system is the same as saving at home, you pay less, the queue is longer, i.e. if I make contributions figuratively for 900 rubles. then I will move in about a year, but! What prevents me from paying 1000 rubles. in the ban and settling in immediately, secondly, I was confused that I had to put money into their account to save up, it resembles a pyramid system.And finally, the amount that is in the bank, which is the same in total, has something to compare with.I do not deny that everything is competently built on brainwashing)
I joined the Housing Balance cooperative, my check-in will be soon. The conditions in the cooperative are very favorable compared to a bank loan. I was consulted at the bank and the payment was more than 2000 rubles, which is a lot, and the payment in the cooperative is less than half. I also compared the overpayments (which is important to me) and was horrified. The overpayment in the bank is 110%, in the cooperative less than 30.
When signing a contract to join a cooperative, everyone is polite, but if you want to leave, the attitude is, to put it mildly, "not very", the feeling that they came to beg, and not for their money. Neither can answer normally where to go, the waiting time does not coincide at all with the stated one, although the recording was 2 weeks in advance, if anything. The document was signed and silently shown to the door🤷 Maybe it's good that we solved the housing issue on our own
Divorce. I can't describe everything anymore. Just the main points: there you buy an apartment not for money, but for "points" (I don't remember how they called this currency). You buy these points already for money and the rate of the score is set by them and according to some murky scheme. And when buying an apartment, the owner is not you (!), but they. Until you pay the full amount..
Некоторые специалисты очень навязчивые , прям чересчур! Сложилось такое ощущение , что надо "продать товар" любой ценой! Своей навязчивостью просто напугали! Если у них все так круто и классно , то за чем прям заставлять меня вступать, если это не пойти за хлебушком в магазин , мне надо время подумать и оценить свои возможности! А один специалист прям очень навязчивая, я ей объясняю , что за рулем неудобно общаться, она дальше напрягает! Меня это поведение очень насторожило!Если у них все так хорошо и прекрасно и сладко , то к чему спешка и давка?!
Хороший жилищный коорператив! Вступил сюда, пока всем доволен. Консультанты очень вежливые, в своих вопросах компетентны. Компания вцелом открыта для новых клиентов и клиентоориентирована.
There is no money, and there is no dialogue. Learn to count and calculate ahead. If the bank does not give a loan, then you are here. Everything is on the shelves, accessible and understandable. IT'S NOT A SCAM
I joined the cooperative a year ago, in April 2025, an approximate settlement plan, I am happy with everything, my friends have already settled in, and those who write negative reviews are very sympathetic to you, because you need to believe in something good in life at least
From the reviews : there are no real examples that the company is bad (there are no people who were deceived or somehow dishonestly acted , just that opinion . But there are reviews of people who are being built and are happy with everything . I think the company can be trusted.
Очень хорошая организация, за долгие годы существования, все вопросы касательно её работы продуманны до мелочей ‼️👍 Жаль только, что не начал с ними сотрудничать сразу как узнал , а только спустя 4 года . Альтернативы на рынке РБ нет, всем советую "Жилищный баланс" ‼️
Если бы не знакомые - не вступила бы, не внушаете доверия. Очень странные консультации (как у орифлейм). Офис, конечно, с ободранным полом тоже такое себе. И сначала мне показалось что по телефону со мной на «отвали» поговорили, дабы втюхать «общую консультацию», то и на личной не было дружеской атмосферы и доверия. Но, знакомые построили - и мы туда же. Еще неудобно что нельзя смотреть свои отчисления как на балансе телефона, очень неудобно что лиц.к. приходит на почту.
Не стоит лезть в это, переплата больше чем в 2 раза
Мне расписала так 3х комнатная квартира (108000бел.р.) на 15 лет без первоначального взноса в месяц 1350р, то есть 15(лет) умножаем на 12(месяцев в году) получаем 180месяцев получаем 243000 от заявленой 108000
Вот и вся математика, а куда идет переплата в 2.25 раза, можете узнать у их консультанта, но и тот складно и заучено выйдет из этого вопроса сухим
Интересный проект. На консультациях всё доступно рассказывают и объясняют что откуда берётся, как считается.
Во время общей консультации появились небольшие вопросы, ответы на которые смог получить лично у консультанта после общей консультации.
Небольшой уютный офис, что говорит о минимализации трат на аренду( что очень хорошо).
На МММ не похоже: все финансы подкреплены большой жилой площадью находящейся в общей собственности членов кооператива.
Накопить можно и самому, но при этом нужно где-то жить и платить за это, ЖБ даёт возможность приобретать жильё по цене съёмного жилья (да, во время периода накопления придётся ужаться финансово, но оно того стоит, ведь после периода накопления будете платить ту же сумму как за съёмное жильё, но уже за своё).
Самой большой проблемой остаётся несоразмерность доходов большей части населения и цены квадратного метро( особенно в Минске она очень высока), но это уже никак не проблема ЖБ.
Очень жалею,что поздно узнала про жилищный баланс.За плечами 19 лет проживания в общежитии, прошла молодость и сыновья выросли.Обязательно будим строится.
Выражаю благодарность юристам Евгении и Игорю за исчерпывающую профессиональную консультацию, в помощи приобретения и аформления документов на покупку квартиры.
Хорошее место, можно проводить консультации вмещая большое количество людей. Структурированно всё рассказывают. Понятным языком с примерами. Можно сразу на месте оформить договор. Действуют чётко по регламенту, и не будут задерживать ваше время 🙂👍
В современных реалиях более менее реальный шанс обычным людям приобрести жилье. Если разобраться, то все достаточно прозрачно. Спасибо девушкам специалистам за множество консультаций. Проект интересный и амбициозный, желаю еще большего развития вам!
Выгоднее чем кредит. Все рассчитали и объяснили. Есть открытые встречи, где можно поговорить с реальными участниками.
Рекомендую сходить на консультацию.
Схема вроде рабочая. Порядка 13% переплат + 5% налог с стоимости квартиры, немного дороже чем в банке.
А сетевым маркетингом и пирамидой попахивает, потому что обшарпанный офис, продавцы на консультации выглядят и говорят какими то заученными фразами, как то вычурно что ли это все на фоне дешевого офиса. Поэтому доверия мало.