I applied to Sberbank for advice on deposits. The manager spoke in detail about all the conditions and helped to choose the most profitable option. Now I deposit money online and monitor its status in the mobile application.
I made a savings card specifically for the Thank You program. The salary comes to another card, but I transfer the money through the ERIP without commission and save up points. I have already managed to save up for a couple of pleasant purchases)
It is convenient in Sberbank that you can block the card through the application if you have lost it. Everything is recovering quickly, and the money is safe