I do not recommend it! So I recently had one minor accident, I caused minor damage to the victim, the insurance company estimated the damage at $ 100, so these unfortunate insurers decided to double the cost of CTP for me!! Before that, in several years of driving, I had never had any accidents! They told me that their artificial intelligence evaluates the probability of the next accident and, based on this, gives out the cost of CTP! Can you imagine? That is, the fact that I have not had a single accident in the entire history of driving, their AI does not evaluate, and the fact that you scratched someone's bumper, then let's double the cost to him! This is despite the fact that other insurance companies have raised the cost from 3,000 drams to 10,000 drams maximum.