I insured the car in Ingosstrakh. For a lot of money. There was an accident (not my fault). It happened as early as 04/15.24. As expected, he reported... I made an agreement... I came for an inspection... they gave a referral for repair to the service... the service began to search for and purchase spare parts. But... Ingosstrakh began to simply put a spoke in the wheels of the service: they say the prices at which the service buys do not suit them. Then Ingosstrakh decided to purchase the missing spare parts from the required list. Today it is already 06/28.24. There are no spare parts. Ingosstrakh doesn't move at all. We can conclude that they don't care about the client's problems. They only take money quickly and clearly. As a result, I really do not recommend this insurance company!
You buy a car and take a helmet in INGOSSTRAKH for the full price with all extras.
WAITING: if the disc is damaged (additional charges for the discs are paid in advance), then the insurance company issues you a replacement referral from the dealer, you arrive, drink delicious coffee for two hours, and leave with a new disc on the wheel. And at the end of the year, you go to INGOSSTRAKH and take the helmet again for the full price with all the extras.
REALITY: Either 190 rubles, or a referral to an individual entrepreneur. The sole proprietor issues a period of 3-5 days, as a result, the car is parked for more than two weeks, the paint is not selected at first, then the shade does not match, then it does not lie down, falls off. At the end of two weeks, we are talking about the fact that if I do not buy a separate set of disks for the winter, and their disk suddenly turns yellow in winter, then this will not be a warranty case. The documents are murky, the acceptance certificate has barely been achieved, the guarantee for the result is not clearly written anywhere. And at the end of the year you go to another insurance company.
I got into an accident in a car insured by this company. I was to blame. I paid a fine of 10 basic ones. 2.5 years later, as the culprit, I was sued for damages since I am a third party.
If the husband insures and the wife gets into an accident, then according to their rules they will recover full damage and legal costs from the wife. I consulted with other insurance companies TUSK and BELGOSSTRAKH, they were shocked by INGOSSTRAKH's actions. I DON'T RECOMMEND IT. BE CAREFUL!