Be very careful with this bank. There are a lot of pitfalls. I do not recommend dealing with him. In another bank, the SMS service, for example, must be confirmed several times, in this bank, even after opening a virtual card, they will be charged twice in a month. The first time as soon as you top up, the second time at the end of the month. You cannot refuse the service. Write-offs are not reported in any way, since this is not a write-off from the card, but a write-off from the account. At a great moment, if you do not follow the card, you can see a minus on the balance.
We quickly exchanged a bill with a stain that was given to me at the technobank, and which refused to accept it back the next day. Fast, friendly and without queues, like at the bank next door.