I highly recommend not using this bank! I'm going to close my accounts in it and never use it again.When I was in warm countries, I connected an SMS notification to a local number for 2.4 rubles, at the end of the month I was told that the option would turn off by itself. The option has not been disabled, but the commission has been increased 9 times. And they were withdrawing money from a dollar account for a year, it's hard to notice when you're not used to logging into a dollar account. Even if you don't have a credit card, Alfobank will find a way to warm you up!!!